Membership – Terms and Conditions
1. Membership Services
1.1 Membership services and benefits will be supplied by the Penrith Valley Chamber of Commerce (PVCC) and our affiliates.
1.2 PVCC provides Members with a range of information and services as a part of its membership, including but not limited to access to potential referrals and business information.
1.3 The provision of such information is at all times at the absolute discretion of the Penrith Valley Chamber of Commerce (PVCC) and is subject to change, variation or cancellation at any time.
1.4 Details of the PVCC’s membership packages and the service and benefits offered by PVCC are provided on our Website and may be subject to change at any time.
- Specialist Services
2.1 Supplemental, specialist and customised products may also be made available, on a fee for service basis, at a special rate for Members in most cases. Such products may include but are not limited to: Seminars, Workshops, Training Courses, Networking events amongst other Specialised Services.
- Fees + Membership Renewal
3.1 Membership will continue provided that your membership fees are not in arrears. Membership fees will be reviewed annually and may be subject to increase at our discretion. We will notify you of any change to membership fees in accordance with the Constitution.
3.2 Membership fees for new members are payable on application and the member will be notified of acceptance of their application pending approval by the Board. 3.3 We may cancel any membership where membership fees are in arrears. In this circumstance, we reserve the right to:
– recover the monetary benefit of any membership discount(s) by you whilst you were in arrears; and
– withdraw the benefit of the membership discount if payment for services received and/or products supplied are not paid in full within 30 days of receipt of the invoice.
3.4 If you sign up you permit us to direct debit or process your payment each year or month as agreed in writing with us. You will be notified in advance of any auto renewal, a receipt will be issued for any payment and you will be able to opt out at anytime by emailing us directly.
3.5 By entering into membership with the Penrith Valley Chamber, you acknowledge that you that you will automatically be connected with the Business NSW Local Chamber Alliance. If you wish to opt out of this, please email us directly firstname.lastname@example.org. You also authorise us to provide your details to Business NSW who will add you to their mailing list as part of the Chamber Alliance. You agree to be bound by the Business NSW Constitution which is published at:
- Fees + Membership Renewal Continued
4.1 We offer payment of membership fees via direct debit arrangement, credit card or cheque. Membership fees can be paid yearly or monthly in advance. If you pay monthly, then the number of payments is twelve (12) payments per annum and will include a processing fee. New members joining the Chamber by way of monthly subscription must retain their membership for a minimum period of 12 months, after which you may cease subscription payments at any time.
4.2 Should you elect to pay your membership subscription via monthly direct debit, your membership will be renewed automatically unless your membership is cancelled by you by providing written notice to us at least (30) days prior to the beginning of your new membership term.
- Membership Verification/Validation
5.1 Upon receipt of the membership payment you are recorded as a Member pending approval of the PVCC board.
5.2 All Members are issued with a username and password.
5.3 Only financial Members are able to access the Member services such as the Members Only Section of the Website and others that may be added from time to time.
5.4 A password will need to be created by the member by accessing our member login on the Website and clicking lost password and entering your email address to have your password updated.
5.5 You should keep your password secure and not disclose it to anyone. In circumstances where you cannot remember your membership log in/password and cannot access it automatically via the website, you can contact our office on 61 2 47 22 6969 (BH) and they will be able to assist you, or email
5.6 If any of your details change, such as your address, email address and/or telephone number, you must inform us as soon as possible since changes may impact upon our ability to deliver your membership services. You can also update your change of details through the website after logging on as a member.
- Lapsing Of Membership
6.1 Where a Member’s subscription is overdue, access to membership services and benefits may be denied pending payment of any outstanding subscription or other fees.
6.2 We reserve the right to cancel any membership in accordance with the Constitution where membership fees are in arrears.
- Termination Of Membership
7.1 Any Member who abuses, offends or puts at risk any member of the Association’s staff or any contractor in the carrying out of their usual duties may be notified to the Board for further action.
7.2 In such cases the Board of Directors has the power to expel the person from membership of the Association. On expulsion from the Association, the Member forfeits all rights and claims on the Association.
- Fair Use Of Information And Advice
8.1 You agree:
– that any information we provide to you is for your use only;
– not to use information for commercial resale or gain;
– not to provide such information to any third party for the use or benefit of the third party;
– not to use your access to our information to obtain information for the use of a third party.
- Refund Policy
9.1 Membership Fees are non-refundable.
- Voting Rights
10.1 Only financial Members have the right to vote in Board Elections and at meetings of PVCC.
11.1 We are not a legal service and should not be relied upon in place of specific legal advice.
11.2 We disarm any liability, loss or risk incurred as a consequence, directly or indirectly, of the use of any of the information, services or advice given.
- Privacy Statement
12.1 Your privacy is important to us. Personal information which we collect is used for the purpose of providing you with information about the range of membership services
and benefits available. We may also use your personal information to keep you informed of the events and seminars which may be of interest to you and to provide you with promotional and marketing material about our products and services.
13 Interpretation + Definitions
13.1 Personal pronouns: Except where the context otherwise provides or requires: – the terms “we”, “us” or “our” refer to PVCC, and
– the terms “you” or “your” refers to Member.
Defined terms: In this document, unless otherwise provided, the following terms shall have their meaning as specified:
PVCC means the Penrith Valley Chamber of Commerce Inc. (ABN 82 052 267 306) Member means a person or entity that has agreed to become a member of PVCC and be bound by this document and the PVCC Constitution
NSWBC means the NSW Business Chamber Limited (CAN 000 014 504) Website means our website at www.penrithchamber.org.au
The Penrith Valley Chamber of Commerce (PVCC) provides membership and business services such as Seminars, Workshops, Training Courses, Networking events amongst other Specialised Services. Membership services and benefits will be supplied by us and our affiliates, including NSWBC.
The Penrith Valley Chamber of Commerce have adopted a uniform approach to collecting, using, disclosing and protecting personal information.
The Purpose Of This Policy
We are bound by the Privacy Act and the Australian Privacy Principles (APPs) which regulate the collection, use and disclosure of personal information.
- why we collect personal information
- what personal information we collect
- how we collect and use your personal information
- how we disclose your personal information, including to overseas recipients • your right to access your personal information
- your right to correct your personal information
- how we protect the integrity of your personal information
- your right to make a privacy complaint and
- how you can contact us regarding privacy concerns.
What Is Personal Information?
Personal information is any information that can be used to identify you. This includes any personal information or opinions about you, whether true or not, no matter how the information or opinions are recorded. The information may be collected from you directly or provided to us by another party.
Sensitive information is a special category of personal information and includes, but is not limited to, information about your health, race or ethnic origin, political or religious beliefs, membership of a trade union or association, or criminal record. Health information includes personal information collected from you in order to provide a health service. There are greater restrictions that apply to our collection, storage, use and disclosure of sensitive information under the Privacy Act.
Why Do We Collect Personal Information?
We collect personal information from you for the following purposes (Primary Purpose):
- a) to lawfully carry out our functions and activities;
- b) to deliver the products and services that you requested;
- c) to provide you with further information about products and services you requested; d) to personalise and customise your experiences with us;
- e) to help us review, manage and enhance our services;
- f) to develop insights used in reports or other content developed by us; g) to communicate with you;
- h) for administration purposes, including charging, billing and collecting debts; i) to promote and market those of our other products and services which we consider may be of interest to you;
- j) when considering making offers to job applicants and prospective employees or for employment purposes; and
- k) to receive services from you or the organisation which employs you.
In addition to the Primary Purpose, we may use the personal information we collect and you consent to us using your personal information to:
- a) provide you with news about any products and services;
- b) send you marketing and promotional material that you may be interested in; c) communicate with you, including by email, telephone and mail; d) manage and enhance products or your experience on our Website and domains; e) conduct surveys or promotions;
- f) verify your identity;
- g) investigate any complaints about, or made by you, or if we have reason to suspect you have breached any relevant terms and conditions; and
- h) as required or permitted by any law.
Unless otherwise provided by law, we will not collect, hold, use or disclose sensitive information without your consent.
What Personal Information Do We Collect?
The nature and extent of personal information we collect varies depending on your particular interaction with us and the nature of our functions and activities.
Personal information that we commonly collect from you would include (but is not limited to):
- a) your name, business name and position
- b) your address, email address, telephone numbers, gender, your financial information including credit card and banking information, business references, details about your business, Australian Business Number;
- c) nature of products or services being sought for the purposes of fulfilling your request/order.
We also collect information that is not personal information, such as data relating to your activity on our Website.
If you feel that the personal information that we are requesting at any point is not information that you wish to provide, please feel free to raise this with us.
How Do We Collect Personal Information?
Generally, personal information is collected by us from a variety of sources, including when dealing with members or customers, when dealing with individuals and/or undertaking marketing initiatives
For example, we may collect personal information from you in the following circumstances:
- when you are dealing with membership services, fulfilling your registrations to events, participating in surveys or purchasing products or services, or;
- when you deal with us as an independent contractor.
Personal information may be provided by you using our Website or by telephone, business cards, contracts, applications, competition entries, survey entries, mail or email, registration forms, face-to-face or in writing, whether verbally, in hardcopy or electronic format.
Where possible, we collect your personal information directly from you. In some circumstances we may obtain personal information from a third party.
If you provide personal information about another person to us, we require that you:
- inform that person you have done so and provide them with a copy of this policy; and • confirm to us that you have that person’s consent to provide such information for the purpose specified.
Website And Google Analytics
Information we collect may include:
- a) the Internet Protocol address and a component of the domain name used (e.g. .com or .net); b) the type of browser and operating system you used;
- c) the date and time you visited our Website;
- d) the web pages or services you accessed at our Website;
- e) the time spent on individual pages and our Website overall;
- f) which files you downloaded; and
- g) information about your computer and Internet connections using cookies.
We use Google Analytics Demographics and Interest Reports to obtain a more detailed understanding of our Website users and their potential needs. We do not collect personal information by such methods; only aggregate data is used for planning purposes.
How Do We Use Your Personal Information?
We will only use and disclose your personal information:
- for the purposes which are related to the Primary Purpose; or
We will not use your personal information for any purpose for which you would not reasonably expect us to use your personal information. Additionally, we will not disclose your sensitive information without your consent, unless there is a need to disclose such information in accordance with the Privacy Act or to comply with any other regulatory requirement.
We will only use or disclose your personal information for the purposes of direct marketing if:
- we collected the information from you;
- it is reasonable in the circumstances to expect that we would use or disclose the information for direct marketing purposes;
- we provide you with a simple means to ‘opt-out’ of direct marketing communications from us; and
- you have not elected to ‘opt-out’ from receiving such direct marketing communications from us.
You may opt out of receiving such communications by:
- a) clicking a link on the email communications sent to you;
- b) updating your Preferences options by logging onto your Member Dashboard; c) contacting our office on (02) 47 22 6969 or at email@example.com or d) writing to us at Penrith Valley Chamber of Commerce PO Box 6, Penrith NSW 2750
What Happens If You Choose Not To Provide Your Personal Information? You are not obliged to give us your personal information. If you would like to access any of
our services on an anonymous basis or using a pseudonym, we will take reasonable steps to comply with your request. However, we will require you to identify yourself if:
- we are required by law to deal with individuals who have identified themselves; or • it is impracticable for us to deal with you if you do not identify yourself or elect to use a pseudonym.
Please also be aware that your request to be anonymous or to use a pseudonym may affect our ability to provide you with the requested goods and/or services and the range of options available to you or the organisation as a member may be limited.
For example, we may not be able to provide the full range of member services or allow you or your organisation to participate in networking functions, seminars and events, or successfully deliver any products and services that you have purchased from our Website if you do not provide your personal information.
When Do We Disclose Your Personal Information?
- a) third parties engaged by us to perform functions or provide products or services on our behalf such as mail outs, marketing or advertising;
- b) third party contractors engaged to provide online credit card account processing and related services. When you pay your accounts online, a secure server is used. Stripe encrypts the information you send through our Website. For further information about and how they collect, use and disclose personal information, please use the link provided https://stripe.com/au. We make no warranty in respect of the strength or effectiveness of that encryption and we are not responsible or liable for events arising from unauthorised access of the information you provide;
- c) credit agencies as required;
- d) our professional advisors, including our accountants, auditors and lawyers; e) persons authorised by you to receive information held by us; and f) any persons as required or permitted by any law.
Do We Send Information Overseas?
If we send personal information to overseas recipients, we will take reasonable measures to protect your personal information such as ensuring all information is de-identified where appropriate before being transmitted. However, you acknowledge and agree that if we disclose personal information to overseas recipients, we are not obliged to take reasonable steps to ensure overseas recipients of your personal information comply with the Privacy Act and the APPs.
Access To Your Personal Information
All members have access via a password to update their personal information and designated member levels can access the DEALS section of the website. The PVCC takes no responsibility for the member content including the DEALS section, and may not give access and/or may take down any information that is deemed inappropriate. We may for example not give access in circumstances including but not necessarily limited to those in which:
- a) we reasonably believe that giving access would pose a serious threat to life, health or safety of any individual, or to public health or public safety
- b) we have reason to suspect that unlawful activity, or misconduct of a serious nature relating to our functions or activities has been, is being or may be engaged in and giving access would be likely to prejudice the taking of appropriate action in relation to the matter;
- c) giving access would be likely to prejudice one or more enforcement related activities conducted by, or on behalf of, an enforcement body; or
- d) giving access would reveal internal evaluative information in connection with a commercially sensitive decision-making process.
If you make a request for access to personal information, we will:
- respond to your request within a reasonable period; and
- if reasonable and practicable, give access to the information in the manner requested. If we refuse to give access to the personal information because of an exception or in the manner requested by you, we will give you written notice that sets out at a minimum: o our reasons for the refusal (to the extent it is reasonable to do so); and
o the mechanisms available to complain about the refusal.
We reserve the right to charge you reasonable expenses for providing access to personal information, for example, a fee for photocopying any information requested by you.
Correction Of Your Personal Information
We request that you keep your personal information as current as possible. If you feel that information about you is not accurate or your details have or are about to change, you can:
- a) call us on (02) 4722 6969 and we will correct or update your personal information; or b) if you have a login to our Website then you can click on Update My Details to change your details, when you are logged in.
If you make a request to correct your personal information, we will:
- respond to your request within a reasonable period; and
- if reasonable and practicable, correct the information in the manner requested. If we refuse a request to correct personal information, we will:
- give you a written notice setting out the reasons for the refusal and how you may make a complaint; and
- take reasonable steps to include a statement with your personal information we refuse to correct.
We reserve the right to charge you reasonable expenses for making a correction to your personal information e.g. artwork or design fees.
Integrity Of Your Personal Information
We will take reasonable steps to:
- ensure that the personal information that we collect is accurate, up to date and complete; • ensure that the personal information that we hold, use or disclose is, with regard to the relevant purpose, accurate, up to date, complete and relevant; and
- secure your personal information while it is being held by us. We will take reasonable steps to protect personal information from:
o misuse, interference and loss; and
o unauthorised access, modification or disclosure.
Electronic information is protected by various security measures (including encryption and password protection) and physical paper files are stored in a secure location. Personal information is de-identified where appropriate. Data protection includes the use of password access areas and secure servers.
You acknowledge that the security of communications sent by electronic means or by post cannot be guaranteed. We cannot accept responsibility for misuse, loss or unauthorised access to your personal information where the security of information is not within our control. If you suspect any misuse or loss of your personal information please contact us immediately.
We will take reasonable steps to destroy or de-identify any personal information held by us if we no longer need to hold the information for the purpose it was collected and we are not otherwise required by law to retain the information.
If you have a complaint about how we collect, use, disclose, manage or protect your personal information, or otherwise consider there may be a breach of the Privacy Act or the APPs, please contact us in writing.
We treat all complaints seriously and intend to resolve your complaint within a reasonable timeframe, usually 14 days or otherwise as soon as practicable. However, in some complex cases, resolution may take longer.
Once the complaint has been received, we will try to resolve the matter in a number of ways:
- Request for further information: We may request further information from you. You should be prepared to provide us with as much information as possible, including details of any relevant dates and documentation. This will enable us to investigate the complaint and determine an appropriate solution. All details provided will be kept confidential.
- Discuss options: We will discuss options for resolution with you and if you have suggestions about how the matter might be resolved you should raise these with our Membership Services Manager.
- Investigation: Where necessary, the complaint will be investigated. We will try to do so within a reasonable time frame. It may be necessary to contact others in order to proceed with the investigation. This may be necessary in order to progress your complaint.
- Conduct of our employees: If your complaint involves the conduct of our employees, we will raise the matter with the employees concerned and seek their comment and input in the resolution of the complaint.
Penrith Valley Chamber of Commerce
PO Box 6
PENRITH NSW 2753
P: 02 4722 6969
Interpretation and Definitions
Personal Pronouns: Except where the context otherwise provides or requires:
- the terms “we”, “us” or “our” refers to the Penrith Valley Chamber of Commerce (PVCC) • the terms “you” or “your” refers to any person who provides us with personal information, whether via the Website or otherwise.
- Affiliated Entities means NSW Business Chamber’s subsidiaries, affiliates, associated entities and relevant partners, as the case may be, or the context requires from time to time. • Penrith Valley Chamber of Commerce Level 1 NK Centre 450-455 High Street Penrith NSW 2750.
- Privacy Act means the Privacy Act 1988 (Cth) as amended.
- Website means the Penrith Valley Chamber of Commerce website at www.penrithchamber.org.au and that of its Affiliate Entities including its sub-domains (as appropriate).
- Terms italicised and defined in the Privacy Act have the meaning given to them in the Privacy Act.